Send Bitcoin, Tether, Ether, Solana or Litecoin. Get Monero in a wallet you control, usually inside half an hour, settled against a Monero node we run ourselves. The spread is a flat 2% and it is printed on the quote before you send a thing.
Last reviewed 2026-08-21. Node facts below are live.
≈ $301.14
≈ $295.03
Your rate locks the moment you create the swap and holds for the full 30-minute deposit window.
No account · Deposits screened before exchange, never frozen after
Most services that say they support Monero rent access to someone else's node, which means someone else sees every address they look up. We run our own daemon and wallet and settle every XMR swap against them. The numbers below are read off that daemon when this page renders, cached for a minute, and never typed in by hand.
Bitcoin is a public ledger. Every payment you have ever made from an address is visible to anyone who knows the address, forever, and a small industry exists to connect those addresses to names. Monero was built in 2014 to be the opposite: a ledger where sender, receiver and amount are hidden on every transaction, by default, with no transparent mode to forget to switch off.
That default is the whole point. Zcash has excellent privacy that most users never turn on. Dash has optional mixing that hides a little. Monero has one kind of transaction, and it is the private kind, so every coin is as clean as every other coin and there is no such thing as a tainted XMR. Fungibility, the property that makes money work as money, comes for free.
It is also a live project with a real roadmap. FCMP++ will replace today's 16 member rings with proofs over the entire chain history, the largest anonymity set in crypto. It is not live yet, and the node readout above is the fastest way to confirm that on any given day.
The caricature is a criminal. The data does not agree: illicit activity sits under one percent of crypto volume, and stablecoins, not privacy coins, carried 84 percent of what illicit volume there was in 2025. Criminals want liquidity and a stable unit. Monero is comparatively awkward for them.
The people who actually use it are a freelancer who does not want every client to see what every other client paid, a family sending money across a border without a bank taking a view on it, a person in a country where holding savings in the local currency is the risky choice, and a lot of ordinary people who simply think their finances are their business. The same reason you do not publish your bank statements.
There is a structural reason too. Regulated venues are being pushed off Monero, with an EU deadline of July 2027 for licensed firms. That does not make the coin rarer. It makes custody on a venue the wrong place to hold it, and a wallet you control the right one.
Each pair has its own page with the live rate, timing for that chain and the questions specific to it. Bitcoin and Tether into Monero are the two people ask for most.
The most asked for route into Monero. Two Bitcoin confirmations, then done.
Tron or Ethereum dollars into private money. Tron is faster and cheaper.
An Ethereum balance into a coin with no public ledger.
Seconds to confirm on the Solana side, then the Monero lock.
Litecoin into Monero in about half an hour.
Choose what you are sending, say BTC or USDT, and the amount. The card quotes your XMR payout with the flat 2% spread and the network fee already counted, before you commit to anything. The rate locks the moment you create the order.
Any wallet whose keys you hold. Add a refund address for the coin you are sending, so if anything cannot complete the money has somewhere to go that is yours. No account, no email, no documents.
We give you a deposit address and a 30 minute window. Send exactly the amount shown. The order page is your receipt and your tracker, so bookmark it.
Your deposit confirms on its own chain. We screen the sending address, then exchange and broadcast your XMR. Monero itself locks new funds for 10 blocks, about 20 minutes, before your wallet shows them as spendable. That lock is Monero, not us.
Legal for individuals in the US, EU, UK, Japan, South Korea, Australia and the UAE. Rules bind service providers, not holders.
AMLR Article 79 applies 10 July 2027. Licensed EU venues may not custody anonymity enhancing coins after that. Self custody is untouched.
Binance out since February 2024. Kraken out of the EEA, Canada and India, in elsewhere. Coinbase never listed it. Our tracker has the full dated log.
The long versions: what AMLR actually prohibits, who still lists XMR, and the claims that keep getting it wrong.
For individuals, yes, in most places. As of 2026 owning Monero is legal for people in the United States, the EU, the UK, Japan, South Korea, Australia and the UAE. Regulation in those places targets businesses, exchanges, custodians and licensed service providers rather than criminalising private possession. That is exactly why the pattern you see is delistings and custodial restrictions, not arrests for holding XMR. Using Monero to launder money or evade sanctions is illegal everywhere, the same as with any asset. None of this is legal advice, and your local rules are yours to know.
Not in the way Bitcoin is. As of 2026 there is no publicly confirmed method that reliably breaks Monero's on-chain privacy at scale. Every transaction hides the sender with ring signatures, the receiver with stealth addresses and the amount with RingCT, so there is no clean transaction graph to follow. The documented cases where people were identified leaned on off-chain factors: KYC records, IP and network metadata, a wallet bug, or a seized device, not a cryptographic break of Monero itself. The Chainalysis demonstration that circulates online harvested IP metadata from fake proxy nodes; it did not read the ledger. Run your own node or connect over Tor and that specific method does not see you.
Four mechanisms, all on by default, with no transparent mode to forget to switch on. Ring signatures sign each spend as one member of a group of 16 possible inputs, so an observer can confirm a valid output was spent but not which one. Stealth addresses generate a fresh one time destination for every payment, so your published address never appears on chain and incoming payments cannot be linked. RingCT hides the amount while still letting the network verify that inputs equal outputs. Dandelion++ relays a new transaction through a random path before broadcasting it, which obscures the originating IP.
No, and you can check it on this page. FCMP++ is the upgrade that replaces 16 member rings with proofs over the whole chain. Our node readout above shows the consensus version Monero is actually enforcing: v16 is the August 2022 protocol, and FCMP++ needs a newer consensus version to activate. While the readout says v16, FCMP++ is not running on mainnet, whatever a blog post claims. The code is published under the v0.19.0.0-alpha line and runs on a dedicated stressnet while audits complete. Our FCMP++ status page has the audits, the timeline and the activation outlook.
Twelve claims this niche repeats wrongly, each with a verdict and a source.
Is it live? No. Verified against our node, with the audits and timeline.
Who still lists XMR, and the full dated log of who dropped it.
What AMLR Article 79 actually prohibits, and who it binds.
The practical routes, step by step.
Doing the most common move well.
Where to receive, ranked honestly.
The field compared, us included.
Back into Bitcoin when you need something spendable anywhere.
Compliance pressure, not a flaw in Monero. Mandatory privacy is hard to reconcile with the AML and Travel Rule obligations that regulated exchanges carry, so they stepped back. Binance delisted XMR globally in February 2024. Kraken removed it in stages by region: Ireland and Belgium in June 2024, the whole European Economic Area effective 31 October 2024, then Canada and India in April 2026, while continuing to support it elsewhere. Coinbase never listed it at all, so the claim that Coinbase delisted Monero is simply false. The coin kept working the entire time. Trading moved to the channels that do not need a listing committee: peer to peer markets, atomic swaps and instant exchangers like this one.
Not for individuals. Regulation (EU) 2024/1624, the AMLR, applies from 10 July 2027. Article 79 prohibits regulated credit institutions, financial institutions and crypto asset service providers from keeping anonymous accounts or handling anonymity enhancing coins. It binds licensed institutions. Self custody and peer to peer transfers stay legal. What changes is that an EU licensed venue cannot offer you an account for XMR, and the evidence says venues offboard years before the deadline forces them to. If you hold your own keys, that law does not reach you.
Our own, and this page shows it live. Monero settles against a monerod and wallet we run ourselves, not a rented third party XMR service. That matters for a privacy coin: routing your swap through someone else's node would hand that someone a view of the very activity Monero exists to protect, which is exactly the network layer attack that the Chainalysis demonstration relied on. For chains where it makes less difference we use vetted providers, and we say so plainly. Monero is the one where we would not.
Usually 5 to 30 minutes, set mostly by the coin you send. The deposit has to confirm on its own chain first: two Bitcoin blocks for BTC, about a minute for USDT on Tron, seconds for Solana. Then we screen and exchange in seconds. One honest footnote about receiving XMR: Monero locks newly received funds for 10 blocks, roughly 20 minutes, before your wallet marks them spendable. That lock is built into Monero, not into us, and you will see it in every Monero wallet.
The minimum is 0.05 XMR worth on the Monero side, with a small per coin minimum on whatever you send. Below that, network fees take a silly share of the swap. On the maximum, the real limit is live liquidity rather than a number we hide from you: the quote is the honest answer, and if we can fill it, the figure on the card is what arrives. Large orders get a closer screening look, still before you send.
Any wallet whose keys you control. The official Monero GUI and CLI are the reference clients and the only ones guaranteed to track every network upgrade. Feather is a fast, lightweight desktop option. Cake Wallet and Monero.com cover phones, as does Monerujo on Android, and Stack Wallet gives Monero first class support on desktop and mobile. Ledger and Trezor can hold the keys offline, paired with one of those desktop wallets, though the old Trezor One does not support XMR. Do not send your payout to a custodial account that might not credit Monero.
No. There is no sign up, no email and no KYC under the screening threshold that applies to us. You paste an address, send one payment and bookmark the order page, which is your receipt and tracker in one. Screening happens before the exchange begins: pass and the swap runs, fail and your coins never leave your wallet. We never freeze funds after the fact, and a completed swap is final.
No, and that is the whole point of how we are built. The complaint that follows instant exchangers is the swap then freeze move: take your deposit, run a chain analysis score on it afterward, then hold the funds and ask for documents. We screen the addresses before you send instead, so an order either proceeds or never starts. There is no point in the flow where we are sitting on your money deciding what to ask of you. The single exception is a sanctions listed address, where the law can restrict the return.
A few ways, each a different trade, and all four are laid out on this page. Instant swaps like this one are the fastest route if you already hold crypto: one payment, no account. Atomic swaps trade Bitcoin and Monero directly between two parties with no middleman, using tools like UnstoppableSwap, which is the strongest for self custody but slower and more technical. Peer to peer markets such as Haveno and Bisq took over after LocalMonero shut down in November 2024. Crypto ATMs exist too, though fees are high and many now ask for ID. No method is guaranteed no KYC everywhere, since payment rails and local rules can still trigger a check.
In the United States and most countries that tax crypto, yes. Tax authorities treat crypto as property, so a crypto to crypto trade is a disposal that can create a capital gain or loss, even though no cash changed hands and even though Monero is private. There is no special exemption for privacy coins. Using a no KYC or non custodial service changes who reports what, not whether you owe: the obligation to keep records and report gains is yours regardless. This is not tax advice, just the general shape of it.
Monero makes privacy mandatory; the others make it optional. Every Monero transaction hides sender, receiver and amount by default, so the anonymity set is effectively the whole active network and every coin is fungible. Zcash has strong zk-SNARK privacy but only when users choose a shielded address, and a lot of Zcash activity stays transparent, which is part of why it keeps more of its listings. Dash is really a fast payments coin; its PrivateSend mixing is opt in and does not hide amounts. That mandatory, on by default design is why Monero is treated as the leading privacy coin in practice.
One rate, a flat 2% spread, locked the moment you create the order. Because your deposit takes a few minutes to confirm, the market can drift while you wait, but the number you agreed to does not. The network fee to send your payout sits on its own line, at cost, never folded into the rate. You can audit any quote against a price site in about ten seconds, which is the idea.
The node is enforcing consensus version 16, the August 2022 ring signature protocol with 16 members per ring. FCMP++ needs a newer consensus version to activate, so whatever a blog post says, it is not running on mainnet while this reads v16. This is the same check behind our FCMP++ status page.