CoinVast swaps BTC to XRP in one payment: paste an XRP Ledger address, send Bitcoin, and after 2 confirmations we screen the deposit, exchange it at a flat 2% spread locked the moment you create the swap, and send XRP straight to your wallet.
1 BTC ≈ 56534.88 XRP right now, our flat 2% spread already included.
Last reviewed · rates and limits are live
≈ $300.96
≈ $294.86
Your rate locks the moment you create the swap and holds for the full 30-minute deposit window.
No account · Deposits screened before exchange, never frozen after
Bitcoin and XRP sit at opposite ends of the same job. Bitcoin settles with the urgency of a glacier: one block every 10 minutes, fees that climb when the network gets busy, and a design philosophy that treats slowness as the cost of being unstoppable. The XRP Ledger closes a ledger every few seconds and moves value for a fraction of a cent. Holding one and occasionally needing the other is not a contradiction. It is just owning two different tools.
XRP has also had the strangest decade of any major coin. It spent years as the defendant in a US courtroom, got delisted, got relisted, and outlived a news cycle that buried smaller projects. Whatever you think of Ripple the company, the ledger itself has been running since 2012, which makes it one of the oldest chains still doing its original job.
Swapping into it here takes one payment. Paste an XRP address, the kind that starts with r, send Bitcoin, and the card shows your payout with the spread and network fee already counted. If your receiving wallet needs a destination tag, there is a field for it on the address step, and you should use it.
The Bitcoin side is the entire wait. Two confirmations take about 20 minutes, and once the exchange fires, the XRP payout settles in seconds. Most swaps on this pair finish inside 35 minutes, with the last step almost comically fast compared to the first.
Confirmation counts and minimums above are the live values our exchange engine uses, not marketing copy. Block times are network averages and can vary.
Choose how much BTC you are sending. The card quotes your XRP payout with the spread and network fee already counted in. Paste the XRP Ledger address the payout should land at, plus an optional BTC refund address in case the swap cannot complete.
You get a deposit address on the Bitcoin network. Send your BTC to it from any wallet, in one payment of at least 0.0002 BTC. No account, no email, nothing to install.
Your deposit needs 2 confirmations on Bitcoin, about 20 minutes. We screen it before the exchange starts, then send XRP to your address and post the transaction hash on your order page.
The courier coin. Some people keep Bitcoin as the vault and use XRP as the van. Moving BTC between venues costs real sats and can take an hour at safe confirmation depths. Moving XRP costs a fraction of a cent and settles in seconds, even when markets are busy and everyone is moving at once. Converting a slice of BTC into XRP gives you a fast lane for the moments that need one.
The post-courtroom bet. The legal cloud that hung over XRP for half a decade has mostly cleared, US platforms brought it back, and some holders read that as an asset that survived its worst-case scenario. Rotating a piece of a Bitcoin stack into XRP is a bet that regulatory survival compounds. Maybe it does. That part is your call, not ours.
Payments that actually get used. The XRP Ledger was built for settlement before that was fashionable, and it still does it with less drama than almost anything else: built-in DEX, native escrows, fees burned rather than collected. If you want a coin you can actually send to a person without explaining gas prices, this is a reasonable one.
And the honest paragraph. XRP is polarizing for real reasons. Ripple still holds a very large share of the supply in escrow, released on a monthly schedule, and the validator set is leaner than Bitcoin's mining network by a wide margin. None of that stops the ledger from working. All of it belongs in your head before you size the position.
We launched CoinVast in 2026 with screening that runs before the exchange starts, never after. Your Bitcoin either proceeds at the quoted terms or returns to your refund address minus the network fee. No accounts, no mid-swap freezes, and the order page tracks both transaction hashes from start to finish.
Count on 20 to 35 minutes. Your Bitcoin deposit needs 2 confirmations, about 20 minutes at one block every 10 minutes. The exchange takes seconds, and the XRP payout settles within seconds of being sent, since the XRP Ledger closes every few seconds. Nearly all of the waiting happens on the Bitcoin side.
Only if the receiving side requires one. Sending to your own self-custody wallet, like Xaman or a Ledger, usually needs no tag. Sending to an exchange or custodial service almost always does, because they use one shared address with tags to tell customers apart. If your deposit page shows a tag, enter it on our address step. Skip a required tag and the payout can land uncredited, which means a slow support conversation to recover it.
The XRP Ledger requires every account to hold a small base reserve, currently 1 XRP, which gets locked when the address activates. It is an anti-spam measure baked into the protocol. Practically, it means the first payment to a fresh wallet activates it and 1 XRP of your balance stays unspendable. Worth knowing before you wonder where that 1 XRP went.
0.0002 BTC. Below that, the Bitcoin network fee eats a silly share of the swap. There is no upper limit baked into the card, though unusually large swaps can be held for a human look before the exchange starts, never after. If this is your first time here, a small test swap is a perfectly reasonable way to judge us.
Fixed. The card quotes a flat 2% spread and locks the rate the moment you create the swap, so the number you see is the number you get. Even though the Bitcoin side takes about 20 minutes to confirm, the XRP you receive will not drift with the market in between. The rate you see is the rate you get.
No. No sign-up, no email, no KYC under the screening threshold. Paste an XRP address, send one Bitcoin payment, bookmark the order page. Deposits are screened before the exchange begins: pass and the swap proceeds, fail and your coins return to your refund address. We never freeze funds after the fact.
Xaman, formerly Xumm, is the most popular self-custody option on phones. Ledger hardware wallets support XRP well, and there are solid desktop options too. Whatever you pick, your address starts with r, and you control the keys. Custodial apps work as a destination but put your new XRP behind someone else's withdrawal rules, which is exactly what you came here to avoid.
Setting it up takes under a minute. The blockchain handles the rest.