Short answer first, because most people arrive here holding coins and wanting a number rather than an essay: the EU ban lands on July 10, 2027, but that date is not your deadline. Exchanges have been offboarding privacy coins since 2018 and the pace picked up sharply in 2024. Kraken removed Monero across the whole European Economic Area in October 2024, nearly three years before the law requires it. Your venue's deadline is whenever its compliance team decides, and you almost never get much notice.
This page is a tracker, not a one time article. We update it when a venue announces an offboarding or changes course. Last full check: August 11, 2026. The log is also published as a machine readable dataset at /data/amlr-offboarding.json, free to reuse with attribution.
Key facts, verified August 11, 2026
| Question | Answer |
|---|---|
| When does the EU ban apply? | July 10, 2027, under AMLR Article 79 (Regulation (EU) 2024/1624) |
| Is owning privacy coins banned? | No. Self custody and peer to peer transfers stay legal |
| What is banned? | Regulated EU institutions providing accounts or services for anonymity enhancing coins |
| Exchanges that had delisted at least one privacy coin, end of 2023 | 51 |
| The same count by late 2025 | 73, a 43 percent increase |
| Most recent verified offboarding | India, FIU registered venues, January 25, 2026 (XMR, ZEC, DASH) |
| Earliest EEA wide removal | Kraken, Monero, October 31, 2024 |
| Has any venue reversed one? | Yes. OKX relisted Zcash in November 2025 |
| Machine readable version | /data/amlr-offboarding.json |
Why does this page exist? Because the question people actually ask is not "what does Article 79 say." It is "has my exchange dropped this yet, and how long have I got." That answer is scattered across exchange notices that get deleted, news stories that never get corrected, and forum threads that were right for a month. We keep the dated list in one place. If you want the law itself explained properly, we did that separately in our piece on what the EU privacy coin ban actually prohibits.
One disclosure before the log. We run CoinVast, a no account swap service that supports Monero on our own node, so we are one of the venues that does not delist these coins. That gives us a commercial interest in this story and you should read our conclusions with it in mind. The dates below come from exchange notices and mainstream reporting, and we have tried to be accurate about venues that compete with us.
The offboarding log, newest first
| Date | Venue | Coins | Scope | Stated reason |
|---|---|---|---|---|
| Jan 25, 2026 | India, FIU registered venues | XMR, ZEC, DASH | India | AML compliance. Bybit was fined 9.27 crore rupees in the same sweep |
| Nov 2025 | OKX | ZEC relisted | Global | Renewed demand during a Zcash price surge |
| Apr 2025 | Binance | ZEC placed on a community delisting vote | Global | Periodic listing review |
| Oct 31, 2024 | Kraken | XMR | Entire European Economic Area | Regulatory pressure in the EEA |
| Jun 2024 | Kraken | XMR | Ireland and Belgium | Local regulatory requirements |
| May 2024 | LocalMonero | Platform shut down entirely | Global | No single stated reason. The climate around privacy coins is the obvious backdrop |
| Feb 20, 2024 | Binance | XMR, leftover balances converted to USDC | Global | Listing review. Travel rule compliance is widely read as the real driver |
| Jan 5, 2024 | OKX | XMR, ZEC, DASH pairs removed | Global | Listing criteria and user feedback, per the announcement |
| 2022 | Huobi | Privacy coins including XMR | Global | Compliance with financial regulations |
| 2021 | Bittrex | XMR, ZEC, DASH | Global | Regulatory pressure. The notice gave little detail |
| 2021 | South Korea, licensed venues | Privacy coins | South Korea | Travel rule pressure under Korean AML law |
| 2018 | Japan, FSA licensed venues | Privacy coins | Japan | FSA pressure following a regulatory review |
Rows enter this log only when we can attach a date and a public source. Where a venue announced and executed on different days, we print both, because the gap between them is the window you actually get.
The number that tells the real story
Counting venues rather than events makes the trend legible. By the end of 2023, 51 exchanges worldwide had delisted at least one privacy coin. By late 2025 that number was 73, an increase of 43 percent in roughly two years.
Two things are worth pulling out of that.
The first is that this predates the AMLR by years. Japan started in 2018. Bittrex and South Korea in 2021. Binance and Kraken in 2024. None of those were compelled by Article 79, because Article 79 was not in force and still is not. They were compliance departments reading the direction of travel and deciding privacy coins were not worth the argument. The EU ban is not the cause of offboarding. It is the point where a trend that was already running becomes a legal obligation.
The second is that the count keeps climbing during a period when privacy coins were doing well commercially. Zcash surged in 2025. Monero has held up. Demand for financial privacy did not fall. Venue access did. Those are separate lines on separate graphs, and confusing them is the most common mistake in coverage of this topic.
Your deadline is not July 2027
This is the practical heart of the page, so it gets its own section.
July 10, 2027 is when regulated EU institutions become legally prohibited from servicing anonymity enhancing coins. It is not when they stop. Almost nobody in a regulated business waits until the day a prohibition bites to comply with it, because being caught non compliant on day one is far more expensive than offboarding early and quietly.
Look at Kraken. It removed Monero for Ireland and Belgium in June 2024, then across the entire EEA on October 31, 2024. That is thirty two months before the legal deadline. A Monero holder with a Kraken account in Dublin who was planning around July 2027 lost access in 2024.
So the date that governs your coins is whichever comes first out of these three:
- The day your venue announces its own offboarding, which historically gives you weeks, not months.
- The day your venue exits your market entirely for unrelated reasons, which has been happening all through 2026 and which we track separately in the exchange shutdown tracker.
- July 10, 2027, the legal backstop.
Planning for the third while ignoring the first two is how people end up with a forced conversion they did not choose.
Two kinds of delisting, and only one of them reverses
Almost every article treats delisting as a one way ratchet. The record says otherwise, and the distinction matters if you are deciding whether to wait.
Commercial delistings can reverse. OKX removed Zcash, Monero and Dash in 2023, then relisted Zcash in November 2025 when the price surged and demand came back. That was a business decision in both directions. When the revenue justified the compliance overhead, the asset returned.
Regulatory delistings do not reverse. Kraken's EEA removal of Monero was not a judgement about demand. It was a jurisdiction becoming unworkable. No amount of renewed interest brings Monero back to a regulated EEA venue, and after July 10, 2027 the question is settled in law rather than in a listings meeting.
The reason to care: if your venue dropped a coin for commercial reasons, waiting is a strategy. If it dropped it, or is about to, for regulatory reasons in the EU, waiting is just delay. And every EU offboarding from here to July 2027 is the second kind.
Coin by coin, where things stand
Monero (XMR) has taken the heaviest losses on regulated venues and holds the strongest position everywhere else. Binance removed it globally in February 2024 and Kraken across the EEA in October 2024. It also remains the privacy coin with the most robust non custodial and peer to peer options, and its FCMP++ upgrade, still in testing as of August 2026, will widen the technical gap further. Our Monero delisting tracker keeps the full XMR specific log and the current list of where it still trades.
Zcash (ZEC) has the most volatile listing history of the three, which follows from its design. Zcash transactions can be transparent or shielded, and that optionality gives compliance teams a story they can tell about transparent addresses. It is why OKX could bring it back in November 2025 and why Binance still listed it in 2026 while putting it to a delisting vote in April 2025. Optionality has cut both ways: more venue tolerance, and a long running argument about whether a mostly transparent privacy coin delivers what its holders think it does. We compared the two designs in Monero versus Zcash.
Dash (DASH) is the odd one out, because its PrivateSend feature is an optional CoinJoin rather than protocol level privacy, and the project has spent years arguing it should not be classified as a privacy coin at all. Regulators and exchanges have mostly not accepted the distinction. Dash was swept up alongside XMR and ZEC by Bittrex in 2021, OKX in 2023 and 2024, and India's FIU in January 2026. The lesson is that classification is being made by compliance departments rather than by protocol design, and the EU has not published edge case guidance either.
What actually happens to your coins when a venue offboards
The mechanics vary and the difference between them is money.
Trading halts first, withdrawals stay open. The common and least painful pattern. You lose the ability to buy or sell the asset on that venue but can still move it to a wallet you control. Act during this window and you lose nothing but time.
Forced conversion. The venue converts your balance to something else at a price and time of its choosing. Binance converted leftover Monero balances to USDC after its February 2024 delisting. If you had views about when to sell your XMR, that decision was made for you.
Withdrawal only, then closure. Trading stops, withdrawals continue for a defined period, then the door closes. What happens to balances left behind after that depends entirely on the venue's terms, and it is never better than withdrawing on time.
Regional restriction with the account intact. Kraken's EEA pattern. The coin becomes unavailable to you specifically because of where you live, while continuing to trade for users elsewhere. Your account is fine. Your access to that asset is not.
Only the first of those leaves you in full control, and you only get it if you move early.
What to do before July 2027
Step 1: Find out where your privacy coins actually sit
Not where you think they sit. Log in and check. People routinely discover a Zcash balance on an exchange they stopped using in 2021, and a dormant account on a venue heading for offboarding is the worst place for it. The log above tells you whether that venue has already announced something.
Step 2: Move to self custody, and do it on a boring Tuesday
If you hold privacy coins on any regulated venue serving the EU, the entire question resolves to whether you move them before or after somebody else forces the timing. Self custody makes Article 79 irrelevant to you, because the prohibition binds institutions and not individuals. Do it while nothing is happening, when fees are ordinary and the network is calm, rather than in the queue that forms after an announcement.
Step 3: Set up and test your wallet before you need it
Send a small amount first and confirm it arrives before moving the rest. This is the step people skip under deadline pressure and it is the one that prevents an irreversible mistake. Our Monero wallet guide covers setups that pair well with running your own node.
Step 4: Decide what you actually want to hold
Some people want to keep their Monero as Monero and simply hold it themselves. Others would rather not carry an asset that regulated European venues will not touch after 2027, and prefer to convert. Both are reasonable. What is not reasonable is deferring the decision until a venue makes it for you at a price you did not pick. If you are converting, a non custodial swap moves between assets without parking them anywhere in the meantime.
Step 5: Keep your records
Export your trade history and statements before access degrades. After an offboarding these interfaces get trimmed to the minimum, and you will want the records for tax whichever choice you make.
Step 6: Do not rely on the July 2027 date
Everything above should be done well before then. The deadline is a backstop for the last stragglers, not a schedule. Treat any venue serving the EU as capable of announcing next month.
How to tell your venue is about to offboard
The pattern has repeated enough times to be readable in advance.
Deposits for the asset get disabled while withdrawals stay open, which is almost always the first move and often lands weeks before any announcement. Trading pairs thin out, so a coin that had five pairs is suddenly down to one. The asset quietly disappears from marketing pages, app listings and search on the venue's own site while still being tradable. Support answers about that coin become vague or templated. In the EU specifically, watch whether the venue has obtained MiCA authorisation, because a venue that is exiting the EU market entirely takes its privacy coin listings with it regardless of Article 79.
None of these proves anything alone. Together they are worth acting on, and the cost of acting early is a network fee.
What the ban does not do
Worth restating plainly, because the coverage gets this wrong constantly and it changes what you should do.
The AMLR does not make owning Monero, Zcash or Dash illegal in the EU. It does not criminalise self custody. It does not ban peer to peer transfers between individuals. It does not reach non custodial software. What it does is prohibit regulated institutions, meaning banks, financial institutions and licensed crypto service providers, from keeping anonymous accounts and from providing accounts or services for anonymity enhancing coins.
The practical effect is a shrinking of regulated venue access inside the EU, not a prohibition on the assets themselves. That distinction is the whole reason self custody is the answer rather than selling in a panic. We go through the exact wording, including the parts that remain genuinely ambiguous, in the Article 79 explainer.
Where a non custodial swap fits
The reason a delisting can strand your coins is custody. When a venue holds your assets, its listing decisions, its licence status and its jurisdiction all sit between you and your balance. Remove custody and offboarding becomes somebody else's problem.
That is the model we run. CoinVast holds no balances and has no accounts. A swap is one payment in and one payment out, screened before the exchange rather than frozen after, and Monero settles against our own node rather than a third party service. There is no balance of yours on our side to be delisted, because there is no balance of yours on our side at all. If you are moving in or out of privacy coins, BTC to XMR and XMR to BTC are one hop each with the full cost shown before you send.
To be straight about the limits: a swap service is not a bank and not a place to store value, and we are not a substitute for holding your own keys. Self custody is the answer to Article 79. A swap is just how you move between assets on the way there.
Frequently asked questions
Which exchanges have already delisted Monero, Zcash or Dash?
The dated log above lists every one we can source, including Kraken (XMR across the EEA on October 31, 2024, after Ireland and Belgium in June 2024), Binance (XMR globally on February 20, 2024), OKX (all three in 2023 and 2024, though Zcash was relisted in November 2025), Bittrex (2021), Huobi (2022), and the FIU driven halt across registered Indian venues in January 2026. Note that a widely repeated claim about Coinbase is not in the log, for reasons explained below. In aggregate, 51 exchanges had delisted at least one privacy coin by the end of 2023 and 73 had by late 2025.
Is Monero banned in the EU from July 2027?
No. What Article 79 of the AMLR bans from July 10, 2027 is regulated institutions providing accounts or services for anonymity enhancing coins. Owning Monero, holding it in a wallet you control and sending it peer to peer all remain legal. The change is that regulated EU venues can no longer be part of it.
How long do I get once my exchange announces a delisting?
Historically weeks rather than months. Kraken's Ireland and Belgium removal in June 2024 was followed by the full EEA removal that October, and venues routinely disable deposits before announcing anything publicly. That is why the practical advice is to move before an announcement rather than to plan around one, since the announcement is when everybody else moves too and queues and fees both get worse.
What happens to my coins if I do nothing?
It depends on the venue and it is never in your favour. The best case is that trading stops while withdrawals stay open and you move later. The worse cases are forced conversion at a price and moment you did not choose, which Binance did with leftover Monero balances after its 2024 delisting, or a withdrawal window that closes and leaves your balance subject to whatever the terms say.
Can a delisted privacy coin come back?
Sometimes, if the delisting was commercial. OKX removed Zcash and then relisted it in November 2025 when demand returned during a price surge. Regulatory delistings are a different matter: Kraken's EEA removal of Monero reflects a jurisdiction, not a demand curve, and once Article 79 applies in July 2027 the question is settled in law. Assume EU offboardings are permanent.
Where can I still get Monero after the delistings?
Non custodial instant swap services, decentralised and atomic swap venues, and peer to peer channels, which is where the volume has been moving for years. Our Monero delisting tracker keeps the current list of where XMR still trades. We are one of those options and we support Monero on our own node, so treat that recommendation with the appropriate scepticism and check the alternatives.
Does this affect Litecoin, or other coins with optional privacy?
That is the genuine grey area. Litecoin's optional MWEB extension is the case people argue about most, and the EU has not published edge case guidance. Dash is instructive here: its PrivateSend is an optional CoinJoin rather than protocol level privacy, and the project has argued for years that it should not be classified as a privacy coin, yet it keeps getting swept up alongside Monero and Zcash. Classification in practice is being made by compliance teams, and they have been broad rather than narrow.
Should I sell my privacy coins before 2027?
We are not going to tell you what to hold, and anyone confidently telling you to sell or not sell has an agenda. What the record supports is narrower: do not let a venue make the timing decision for you. Whether you keep the coins in self custody or convert them, doing it deliberately and early beats being converted at whatever price applies on the morning your exchange sends the email.
Claims we checked and could not verify
A tracker is only as good as the rows it refuses to print, so here is what did not make the log and why.
"Coinbase delisted Monero, Zcash, Dash and Horizen on April 7, 2026." This one is circulating widely, with a specific announcement date of March 30, 2026 and a quote about the assets no longer meeting listing standards. We went looking for it and did not include it, because the claim contains a detail that cannot be true: Coinbase has never listed Monero. Coinbase's own chief executive said publicly that XMR would not be listed for the foreseeable future, citing regulatory appetite. An exchange cannot delist an asset it never offered.
That single error tells you what the source is worth. Once a piece gets a checkable fact provably wrong, the parts you cannot immediately check inherit the doubt, so we dropped the whole item rather than keep the half of it about Zcash and Dash. If Coinbase did remove privacy assets it actually listed, we will add that row the moment there is a primary announcement to point at.
The reason this matters beyond one row: Coinbase appearing in a delisting table is exactly the sort of plausible detail that gets copied between articles until it looks well sourced. It is the same failure pattern we documented with Monero's FCMP++ upgrade, where a testnet launch became a mainnet activation through repetition alone. If you are relying on any list of delistings, including ours, check whether the venue ever listed the asset in the first place.
Aggregate counts. The 51 and 73 figures come from published industry tracking rather than from us counting venues ourselves. We print them because the direction and the magnitude are consistent across sources, but treat them as an order of magnitude rather than an audited census.
Sources and method
Rows enter this log only when a delisting is announced by the venue or reported by an established outlet, and only when we can attach a date. Where announcement and effective dates differ we print both. Aggregate counts of exchanges that have delisted at least one privacy coin come from published industry tracking through late 2025. Legal detail comes from Regulation (EU) 2024/1624, in particular Article 79, applicable from July 10, 2027. Everything here was last re-checked on August 11, 2026.
We revise rows when facts change, including when a venue reverses a delisting, as OKX did with Zcash. If you can document an offboarding that belongs here, or a correction to one that is listed, write to us at [email protected] and we will check it.
Companion pages: what Article 79 actually prohibits, the Monero delisting tracker, the exchange shutdown tracker for venues leaving markets entirely, and the exchange frozen funds tracker for the other way a custodial venue can put your balance out of reach.