{
  "title": "No-KYC exchange limits and KYC thresholds database",
  "description": "Unverified withdrawal caps on centralized exchanges, risk screening triggers at instant swap services, and the regulatory thresholds behind both. Every figure carries a source and read date; treat reported numbers as snapshots of a moving target.",
  "publisher": "CoinVast Research",
  "canonicalPage": "https://coinvast.io/articles/no-kyc-exchange-limits-2026",
  "dataUrl": "https://coinvast.io/data/limits.json",
  "license": "CC BY 4.0",
  "licenseUrl": "https://creativecommons.org/licenses/by/4.0/",
  "attribution": "CoinVast Research — https://coinvast.io/articles/no-kyc-exchange-limits-2026",
  "contact": "info@coinvast.io",
  "lastFullCheck": "2026-07-16",
  "nextScheduledCheck": "2026-10",
  "updatePolicy": "Re-checked quarterly, sooner when a policy rewrite, enforcement action or delisting wave breaks.",
  "methodologyNote": "Custodial caps and swap triggers are reported figures, not guarantees: they change without notice and vary by region. Regulatory thresholds are written in law and move slowly. Anchor on the regulatory family; treat the other two as weather. Confirm any cap inside the service's own app before relying on it.",
  "disclosure": "CoinVast Research is run by CoinVast, itself an instant swap service and one row in the instant-swap table.",
  "centralizedExchanges": [
    {
      "service": "MEXC",
      "accountNeeded": "yes, email signup",
      "unverifiedCapAsReported": "Historically documented around 10 BTC/day; 2026 reports put it at 5 BTC/day, with some regions capped far lower",
      "kycTriggers": "Regional rules, fiat features, risk flags, and policy changes that arrive without notice",
      "source": "Third party reports and user threads, read July 2026"
    },
    {
      "service": "CoinEx",
      "accountNeeded": "yes, email signup",
      "unverifiedCapAsReported": "Around 10,000 USD/day and 50,000 USD/month per 2026 reports",
      "kycTriggers": "Exceeding the caps, fiat ramps, and risk based review",
      "source": "Third party reports, read July 2026"
    },
    {
      "service": "KuCoin",
      "accountNeeded": "yes",
      "unverifiedCapAsReported": "None. KYC mandatory for new users since July 2023",
      "kycTriggers": "Signup itself",
      "source": "Exchange policy, read July 2026"
    },
    {
      "service": "OKX",
      "accountNeeded": "yes",
      "unverifiedCapAsReported": "None. KYC required for new users",
      "kycTriggers": "Signup itself",
      "source": "Exchange policy, read July 2026"
    },
    {
      "service": "Bybit",
      "accountNeeded": "yes",
      "unverifiedCapAsReported": "None. KYC required for new users",
      "kycTriggers": "Signup itself",
      "source": "Exchange policy, read July 2026"
    },
    {
      "service": "Kraken",
      "accountNeeded": "yes",
      "unverifiedCapAsReported": "None. Verification required",
      "kycTriggers": "Signup itself",
      "source": "Exchange policy, read July 2026"
    },
    {
      "service": "BingX",
      "accountNeeded": "yes",
      "unverifiedCapAsReported": "None. KYC required for new users",
      "kycTriggers": "Signup itself",
      "source": "Exchange policy, read July 2026"
    }
  ],
  "instantSwapServices": [
    {
      "service": "CoinVast",
      "accountNeeded": "none, no email",
      "statedMaximum": null,
      "realLimit": "Screening runs before you send. Pass and the swap runs and is final; fail and it never starts, coins auto return minus network fee.",
      "source": "CoinVast policy, current July 2026",
      "disclosure": "This is the publisher's own service."
    },
    {
      "service": "ChangeNOW",
      "accountNeeded": "none",
      "statedMaximum": null,
      "realLimit": "Risk based holds after deposit. Its AML page (read June 2026) describes triggers including amounts over roughly 2,000 euro and privacy coins; directory listings and user reports put extra verification triggers around the low thousands of dollars.",
      "source": "ChangeNOW AML page and kycnot.me, read June 2026"
    },
    {
      "service": "SimpleSwap",
      "accountNeeded": "none",
      "statedMaximum": null,
      "realLimit": "Same after-deposit model. Long documented holds on flagged swaps, including a 5,500 dollar swap frozen over 150 days per community logs; UK FCA warning issued March 17, 2025.",
      "source": "Community logs and FCA register, read June 2026"
    },
    {
      "service": "SideShift",
      "accountNeeded": "none",
      "statedMaximum": null,
      "realLimit": "Flagged shifts paused for human review per its published risk policy; serious flags require verification before refund.",
      "source": "SideShift risk policy, read June 2026"
    },
    {
      "service": "StealthEX",
      "accountNeeded": "none",
      "statedMaximum": null,
      "realLimit": "Optional KYC triggered by flags, size, or repetition per its policy; fiat purchases above 700 dollars require it outright.",
      "source": "StealthEX policy and kycnot.me, read June 2026"
    },
    {
      "service": "Godex",
      "accountNeeded": "none",
      "statedMaximum": null,
      "realLimit": "No published thresholds either way; fewest freeze complaints among established swaps in the review piles we read.",
      "source": "Trustpilot and service pages, read June 2026"
    }
  ],
  "regulatoryThresholds": [
    {
      "rule": "EU Transfer of Funds Regulation (2023/1113)",
      "jurisdiction": "EU",
      "threshold": "0",
      "effect": "CASPs must collect and transmit sender and receiver information on every transfer, with no minimum amount.",
      "status": "Applies since December 30, 2024",
      "source": "EUR-Lex, Regulation (EU) 2023/1113, read July 2026"
    },
    {
      "rule": "EU TFR self hosted wallet rule",
      "jurisdiction": "EU",
      "threshold": "1,000 EUR",
      "effect": "Transfers above this to or from a self hosted wallet trigger a wallet ownership verification step.",
      "status": "Applies since December 30, 2024",
      "source": "EUR-Lex, Regulation (EU) 2023/1113, read July 2026"
    },
    {
      "rule": "US Bank Secrecy Act travel rule",
      "jurisdiction": "US",
      "threshold": "3,000 USD",
      "effect": "Recordkeeping threshold at which money transmitters must record and pass on transfer information.",
      "status": "Long standing",
      "source": "FinCEN guidance, read July 2026"
    },
    {
      "rule": "FATF Recommendation 16",
      "jurisdiction": "Global standard",
      "threshold": "1,000 USD/EUR suggested",
      "effect": "The template most countries copy for their travel rule. The EU chose zero instead.",
      "status": "Ongoing adoption, varies by country",
      "source": "FATF Recommendation 16, read July 2026"
    },
    {
      "rule": "DAC8",
      "jurisdiction": "EU",
      "threshold": "no amount threshold",
      "effect": "Crypto service providers collect and report user and transaction data for tax authorities; first automatic exchanges between authorities are scheduled to follow in 2027.",
      "status": "Data collection since January 1, 2026",
      "source": "DAC8 directive, read July 2026"
    },
    {
      "rule": "AMLR (2024/1624), Article 79",
      "jurisdiction": "EU",
      "threshold": "not an amount",
      "effect": "Prohibits CASPs from keeping anonymous accounts and from servicing anonymity-enhancing coins. Does not ban personal ownership, self custody, or peer to peer transfers.",
      "status": "Applies from July 10, 2027",
      "source": "EUR-Lex, Regulation (EU) 2024/1624, read July 2026"
    }
  ],
  "changelog": [
    {
      "date": "2026-07-16",
      "change": "Machine-readable dataset published at /data/limits.json; figures re-checked against June/July 2026 reads."
    },
    {
      "date": "2026-07-14",
      "change": "Database first published: 7 CEX rows, 6 instant swap rows, 6 regulatory thresholds."
    }
  ]
}